Consumer Protection

Six Months Out From Equifax Hack, Are Consumers Any Better Protected?

By | Mike Litt
Director, Campaign to Defend the Consumer Bureau

Consumers agree: Equifax must be held accountable for its wrongdoing. Yet the Trump administration and Congress still haven’t taken action to do that, or to better protect consumers from identity theft in the future. What are they waiting for?

U.S. PIRG Senate Floor Letter Opposing Bank Deregulation Bill S2155

This week, the Senate will consider S2155 on the floor. The bi-partisan bill led by Mike Crapo (ID) and Mark Warner (VA) rolls back big bank safety and soundness rules and exempts 85% of all banks from compliance with laws protecting consumers from mortgage fraud, racial discrimination and other consumer protections. In an effort to supposedly balance the bill's deregulatory bent, it includes a weak free credit freeze provision that preempts stronger state law efforts. 

News Release | Consumer Protection

Consumer Wins Landmark Safety Recall Case Against CarMax

Tammy Gutierrez of Bakersfield, Calif., has won an important victory against CarMax, arguing successfully that she had alleged valid claims that CarMax acted illegally when the auto giant sold her a car with an unrepaired safety recall. The modified ruling issued by the Fifth District Court of Appeal in Fresno on Thursday, Feb. 22, is widely considered to be the first decision challenging the legality of car dealers selling unrepaired recalled used cars that led to a state appellate court ruling 

Breaking The Cycle Of Debt: Why We Need The Payday Lending Rule

By | Mike Litt
Director, Campaign to Defend the Consumer Bureau

We call them debt traps for a reason: Payday lending has long led to schemes that literally trap consumers in consecutive loans with obscenely high interest rates.

 

We Need A Consumer Champion To Lead The Consumer Bureau

By | Mike Litt
Director, Campaign to Defend the Consumer Bureau

 

From requesting no budget to moving the agency away from its mission, it’s clear: Mulvaney is not leading the Consumer Bureau, he’s trying to undermine it. That’s why we’re calling on our senators to only confirm a qualified consumer champion to permanently lead the Consumer Bureau. You can help by taking action now.

 

This Will Make Equifax Think Twice About How They’re Protecting Your Data

By | Mike Litt
Director, Campaign to Defend the Consumer Bureau

New bill will ensure that credit bureaus protect your information as if you actually mattered to them, and will both punish them and compensate you when they fail to do so.

News Release | U.S.PIRG | Consumer Protection

U.S.PIRG Statement on Government Shutdown

Our elected congressional representatives are letting partisan politics get in the way of their job: to fund the government. While gridlock engulfs Washington, our state and local governments have considerable authority to safeguard their residents' health, safety and quality of life.

Our Amicus Brief Supporting the states of Ohio et al v. American Express

All consumers pay more at the store and more at the pump because anti-competitive rules, practices and card acceptance (swipe) fees by credit companies and networks force merchants to raise prices on all consumers, including cash customers. We've been involved in Congress and the courts for years, on the side of merchants. This is U.S. PIRG Education Fund's friend of the court brief filed in the Supreme Court in support of a bi-partisan coalition of state attorneys general challenging American Express anti-steering rules that prevent merchants from advising consumers of alternative, lower-cost payment methods. We were joined by nine other leading groups, including Public Citizen, National Consumer Law Center and Consumers Union.

Our amicus brief in "English v. Trump and Mulvaney," CFPB leadership case

This is an amicus (or friend of the court) brief filed in U.S. District Court in support of plaintiff Leandra English, appointed acting director of the Consumer Financial Protection Bureau (CFPB) by outgoing director Richard Cordray. It was filed today by Public Citizen, Americans for Financial Reform, U.S. PIRG Education Fund and other leading consumer organizations in support of a motion seeking a preliminary injunction concerning who is the lawful acting director of the Consumer Bureau. Leandra English seeks to block the president's conflicting appointment of White House Office of Management and Budget director Mick Mulvaney to be acting CFPB director, (while incidentally also continuing to run OMB). The case is Leandra English vs. Donald J. Trump and John M. Mulvaney.

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