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Blog Post | Consumer Protection

Breaking The Cycle Of Debt: Why We Need The Payday Lending Rule | Mike Litt

We call them debt traps for a reason: Payday lending has long led to schemes that literally trap consumers in consecutive loans with obscenely high interest rates.

 

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News Release | U.S. PIRG Education Fund | Transportation

As electric cars revolutionize the vehicle market, new study helps cities address infrastructure and parking challenges

With electric vehicles (EVs) hitting U.S. streets in record numbers, a new study by U.S. PIRG Education Fund, PennEnvironment Research and Policy Center and Frontier Group highlights best practices to help local officials make their cities as EV-friendly as possible. The new report, “Plugging In: Readying America’s Cities for the Arrival of Electric Vehicles,” includes local and state data about the projected number of electric cars expected on the road in coming years, and how cities can accommodate these new EVs with enough places to park and recharge.

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Report | U.S. PIRG Education Fund | Transportation

Plugging In

The adoption of large numbers of electric vehicles (EVs) offers many benefits for cities, including cleaner air and the opportunity to reduce greenhouse gas emissions. Electric vehicles are far cleaner than gasoline-powered cars, with lower greenhouse gas emissions and lower emissions of the pollutants that contribute to smog and particulate matter.

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News Release | U.S. PIRG Education Fund | Public Health

Consumer Guide Released for Valentine's Day: Research Shows Some Lipsticks Contain Harmful Chemicals

We should be able to trust that the products we buy are safe — especially ones our families use every day, applied directly to our lips. However, today U.S. PIRG Education Fund released a consumer guide entitled “Kiss Off,” which contains examples of lipsticks, lip balms, and children’s lip products which contain ingredients linked to cancer, hormone disruption, and reproductive problems. Popular brands such as Maybelline, L'Oréal, and ChapStick made the list.

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Report | U.S. PIRG Education Fund | Public Health

Kiss Off: A Consumer's Guide To Saying No To Toxic Lip Products

Lip products are used by most Americans every day. In fact, 81 percent of women and 39 percent of men use lipstick or lip balm products. Unfortunately, the ingredients in these products are barely regulated, and many major brands use toxic chemicals in these products. This consumer guide includes some potentially dangerous examples and a few “safer” alternative products that do not contain these toxic ingredients. With so many lip products that contain toxic chemicals, it is hard for the average consumer to know what is safe to use and what is not.

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News Release | U.S. PIRG Education Fund | Public Health, Antibiotics, Food

New Campaign Calls On McDonald’s To Hold The Antibiotics From Their Meat Supply Chain

The consumer and public health advocacy organization U.S. PIRG Education Fund is calling on McDonald’s to commit to a concrete timeline to phase out the routine use of medically important antibiotics in its beef and pork supply chains.

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News Release | U.S.PIRG | Consumer Protection

U.S.PIRG Statement on Government Shutdown

Our elected congressional representatives are letting partisan politics get in the way of their job: to fund the government. While gridlock engulfs Washington, our state and local governments have considerable authority to safeguard their residents' health, safety and quality of life.

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News Release | U.S. PIRG | Financial Reform

We Back Legislation to Hold Credit Bureaus Accountable To Consumer-Victims For Breaches

Since the massive Equifax data breach, three things, among others, have been made very clear: (1) A credit bureau breach is worse than other breaches, because the bureaus hold a vast trove of our personal information useful to identity thieves; (2) The bureaus treat us with disdain, as products, not customers; (3) The credit bureaus are largely unaccountable to consumers. Our statement in suppport of the Sens. Elizabeth Warren and Mark Warner  "Data Breach Prevention and Compensation Act" to hold large credit reporting agencies (CRAs) - including Equifax - accountable for data breaches involving consumer data."

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News Release | U.S. PIRG and DC Fair Elections Coalition | Democracy

D.C. Council Moves Forward Transformative Fair Elections Bill in Unanimous 13-0 Vote

Tuesday, in a 13-0 vote, the D.C. Council voted decisively to advance the Fair Elections Act of 2017 at first reading, which lays the foundation for public financing in the District and reduces barriers for DC candidates and voters.

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News Release | U.S. PIRG Education Fund | Public Health

KIDS' MAKEUP SOLD BY RETAILER CLAIRE'S POTENTIALLY CONTAINS ASBESTOS

National children’s retailer Claire’s has issued a recall of nine makeup products after reports surfaced they may contain cancer-causing asbestos fibers. The makeup contained traces of asbestos, according to a law firm which tested the products. Asbestos is not used commercially in makeup, but can be found as a contaminant in talc, a common ingredient in cosmetics. Sparkly, shimmery, and powdery makeup often contains talc as a major ingredient. 

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Stop Payday Predators

Payday loans are among the most predatory forms of credit on the market. Though they are marketed as having “reasonable” fees or charges, typical interest rates exceed 300 percent. And because the payday lenders’ bottom line actually depends on borrowers’ inability to repay — most payday fees come from borrowers who take out more than 10 loans a year — they target people with low incomes and no other options.

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Report | U.S. PIRG Education Fund and Frontier Group | Budget, Tax

Following the Money 2016

State governments spend hundreds of billions of dollars each year through contracts for goods and services, subsidies to encourage economic development, and other expenditures. Public accountability helps ensure that state funds are spent as wisely as possible.

State-operated spending transparency websites provide checkbook-level detail on government spending, allowing citizens and watchdog groups to view payments made to individual companies, the goods or services purchased, and the benefits obtained in exchange for public subsidies.

 

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Report | U.S. PIRG | Higher Ed

Covering the Cost

A report explaining why decision-makers can no longer afford to ignore high textbook prices.

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Report | U.S. PIRG | Democracy

Boosting the Impact of Small Donors, February 2016

Mega-donors and special interest groups have flooded this year’s presidential race with a record breaking sum of money. What would our elections look like if a small donor empowerment program were in place?

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Report | U.S. PIRG and Money in Politics Coalition | Democracy

Our Voices Our Democracy

On the verge of the most expensive election in U.S. history—and six years after the U.S. Supreme Court’s disastrous Citizens United decision—Americans are demanding a government that is truly by the people, where every voice is heard and every vote counts.

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Blog Post | Financial Reform

Consumer Bureau Threatened By President's Assertion He Can Select Temporary Director | Ed Mierzwinski

With the departure yesterday of director Richard Cordray from the Consumer Financial Protection Bureau, we don't doubt that the President has the authority to nominate a new director of the Bureau. But the President's assertion later that day that he can and would appoint his own temporary or acting director -- at odds with the plain language of two laws --  places the bureau's leadership in crisis.

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Blog Post | Food

GUEST BLOG: THE FARM BILL MUST BE REFORMED

Many of our positions on food and farm policy align with those of Rep. Blumenauer, with whom we worked closely on the last Farm Bill. He has been and continues to be a champion on important farm and food issues, and we’re pleased to have him as a guest blogger.

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Blog Post | Financial Reform

Halloween Over, But Congress Mixing Up Witches' Brew of Bank Rollbacks Anyway | Ed Mierzwinski

Yesterday, the Senate Banking Committee announced a bi-partisan bill designed to weaken bank regulations in numerous ways. Today the House Financial Services Committee votes on nearly two dozen bills. The worst would allow payday lenders and other seeking to avoid strong state laws under a new rent-a-bank scheme. It's Halloween again on Capitol Hill, with tricks for consumers and taxpayers, and treats for banks and payday lenders.

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Blog Post | Financial Reform

We Warn Congress: After Equifax, Firms Will Step Up Trojan Horse Efforts to Eliminate State Privacy Laws | Ed Mierzwinski

Like clockwork, after any big data breach is disclosed, powerful special interests seek to turn the problem into a bigger problem for consumers by  using it as an opportunity to enact some narrow federal legislation that broadly eliminates state data breach notice, state data security and other privacy protections.  I testified yesterday in the House warning of their Trojan Horse efforts, which not only take away existing laws, but deny any new laws, even on new problems identified. 

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Blog Post | Public Health, Food

Crop Diversity: Good For Public Health, Good For The Bottom Line | Steve Blackledge

For more than a decade, Iowa State University has been testing the merits of a 4-crop rotation, such as planting corn, soy, oats, and alfalfa over the course of four years. The results? The ISU researchers have reduced their use of pesticides and synthetic fertilizers by about 90% while maintaining profits. That’s a staggering number, and even if farmers don’t push the limits as aggressively as ISU agronomists, we’re still talking about major reductions in chemicals. Moreover, we would expect correlating reductions in cancers, respiratory problems, reproductive system disorders, and more.  

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DEFEND THE CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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